What’s a money market account, anyway?
It’s like a hybrid account that allows you to earn a higher interest rate compared to a regular savings account while still giving you the convenience of writing checks and making withdrawals.** Think of it as a smart financial tool that helps your money grow while providing you with the flexibility to access it whenever you need it.
**Six free debit transactions per statement cycle; $25 fee for each additional.

*Offer not valid for primary accountholder on either an existing Premier Money Market Account (MMA) or a Premier MMA closed within the last 120 days. Open a new Premier MMA and receive 4.20% Annual Percentage Yield (APY) on balances of $25,000 or more for 12 months from account opening; balances under $25,000 will earn an APY of 1.55%. After the first 12 months, the standard Premier MMA variable interest rate and APY tiers will apply, depending on the daily balance of the account. Rates subject to change. Fees may reduce earnings. $25,000 opening deposit required in new money. Premier MMA limited to Union Bank & Trust Private Banking clients. Promotion available 7/1/2025 to 8/29/2025. Cannot be combined with any other offers.