Checking & Savings at UBT

Let’s find the perfect account(s) for you

• Opening both checking and savings accounts online can earn you up to $100* when you meet requirements
• Opening just a checking OR savings account online can earn you a $50* bonus when you meet requirements
• You could earn up to 3.92% APY on balances $100,000 and under (1.30%-3.92% APY on balances over $100,000) when you choose a Simply Free Plus checking account and meet requirements**

Simply answer a few questions to find help us find the best account(s) for you (as well as which bonus you’re eligible for and how to earn it), then complete the application. The whole process can be done in about five minutes!

UNL students, staff, and faculty members, click here for more options

(Don’t worry, you're still eligible for a bonus!)

*To qualify for the promotion, you must open your account online. Checking offer not valid for primary accountholder on existing UBT personal checking account(s). Savings offer not valid for primary accountholder on existing Simply Savings or Simply Savings Student account(s). Offer not valid if existing checking or savings accounts closed within the last 120 days. Receive $50 when you open a Simply Free, Simply Free Plus, Simply Free Platinum, or University checking account and complete the following within 90 calendar days of account opening: (1) have $500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $50 when you open a Simply Savings account and complete the following within 90 days of account opening: (1) maintain a $500 balance; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $1,000 opening deposit required on Simply Free Plus checking accounts. Simply Savings requires a $500 opening deposit in new money. Various Annual Percentage Yields (APYs) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires a $100 minimum daily balance to earn .25% APY. Simply Savings earns .50% APY. APYs accurate as of 4/4/2024. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account and one new savings account per person and cannot be combined with other offers. Simply Free Platinum accounts are designed for people ages 50 and over. University checking accounts are designed for faculty or staff of UNL. Not affiliated with or endorsed by any college or university. Promotions available 11/1/2023 to 4/30/2024. Member FDIC.

**You must open a Simply Free Plus checking account and meet activity requirements each statement cycle to earn the Qualifying APY of 3.92% on the portion of your balance that is $100,000 and under; balances over $100,000 earn 1.30%-3.92% APY, depending on the total balance of the account. Required activities per statement cycle include: at least 12 Visa debit card purchases posted (excludes ATM transactions), one direct deposit posted, receive paperless statements (requires enrollment via online or mobile banking and ongoing valid email address), and access online or mobile banking at least once. If the 4 activity requirements mentioned above are not met, you will earn the Non-qualifying APY of 0.05%. Simply Free Plus requires a $1,000 opening deposit. Annual Percentage Yield (APY) accurate as of 4/4/2024. Fees may reduce earnings; rates subject to change. Member FDIC.