Earn up to $150 when you start checking with UBT

You can earn up to $150 when you open a new checking account and meet the requirements. When it comes to checking at UBT, you’ve got options — and each option comes with a reward when you meet requirements! Here’s how it works:

- Open a qualifying checking account with the required minimum deposit 
- Set up a direct deposit and have the required amounts direct-deposited to your account within 90 days of opening
- Get rewarded! You’ll earn $50 for having $500 in direct deposits to a Simply Free checking account, or $150 for having $2,500 in direct deposits to the higher tiers of checking accounts

Choose Your Checking

Need more information? We’re happy to help.

We get it — changing banks is a big step! Provide your contact info below, and we’ll send along some additional information that can help you make your choice.


To qualify for the checking promotion, you cannot be a primary accountholder on an existing UBT personal checking account. Offer not valid if existing checking account closed 120 days prior to 06/01/2021. Receive $50 when you open a Simply Free Checking and you have $500 in electronic direct deposits posted within 90 calendar days of account opening. Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and have $2,500 in electronic direct deposits posted within 90 calendar days of account opening. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $50 opening deposit required on checking accounts (Simply Free Plus requires a $1,000 opening deposit). Various Annual Percentage Yields (APY) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires $100 minimum daily balance to earn .05% APY as of 04/21/2021. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking and one new savings account per person and cannot be combined with other offers. Simply Free Platinum accounts designed for people age 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. Available 06/01/2021 to 09/30/2021. Member FDIC.