Get 1% off our auto loan rates

Enjoy the convenience of one-stop banking while experiencing UBT’s personalized service, local loan servicing, and convenient loan process for yourself. Now through September 30, get 1% off auto loan rates, with 90 days until first payment and no early payment penalties.

Apply Online
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Auto purchase, refi, or debt consolidation

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90 days until first payment

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No early payment penalties


Download our guide to buying a pre-owned car

Looking for a new-to-you vehicle? We’ve got some helpful information to arm yourself with before you hit the lot.

Now is a great time to open a UBT checking account

Ready to bring it all together? Open new checking and savings accounts with UBT and meet requirements, and we’ll give you a cash bonus of up to $200 — plus benefits like personalized service, comprehensive online tools, and more.

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ꭝOffer subject to credit approval. Requires automatic payment from a Union Bank checking account. Minimum loan amount $2,500 in new money. Offer valid on applications taken on or before 09/30/2021. Not valid on loans in process. Cannot be combined with any other offer. 

Checking offer not valid for primary accountholder on existing UBT personal checking account(s). Savings offer not valid for primary accountholder on existing Simply Savings or Simply Savings Student account(s). Offer not valid if existing checking or savings accounts closed 120 days prior to 06/01/2021. Receive $50 when you open a Simply Free Checking account and have $500 in electronic direct deposits posted within 90 calendar days of account opening. Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and have $2,500 in electronic direct deposits posted within 90 calendar days of account opening. Receive $50 when you open a Simply Savings account and maintain a $2,500 balance for 90 calendar days from account opening. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $50 opening deposit required on checking accounts (Simply Free Plus requires a $1,000 opening deposit). Simply Savings requires a $2,500 opening deposit in new money. Various Annual Percentage Yields (APYs) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires a $100 minimum daily balance to earn .05% APY. Simply Savings earns .05% APY. APYs accurate as of 06/01/2021. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account and one new savings account per person and cannot be combined with other offers. Simply Free Platinum accounts are designed for people age 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. Promotions available 06/01/2021 to 09/30/2021.