You’ve selected the following account(s):
Simply Free Plus & Simply Savings
A checking account with the ability to earn premium interest, plus our most basic savings account that comes with six free withdrawals per month ($5 for each additional); $3 monthly fee can be waived by maintaining a $100 average balance. You’re only a couple minutes away from your new account(s)! On the next page, just click the red button to register as a new customer; if you’re already a customer, simply enter your login credentials to get started.
You may also be eligible for a $500* bonus!
Cha-ching! That’s the sound of free money. Here’s how you cash in:
- Enroll your Simply Free Plus account in paperless statements within 90 days of account opening
- Get $500* when you have $2,500 in direct deposits posted in your Simply Free Plus account within 90 days of opening
Note: Bonuses are available for new checking customers only. Opening an additional checking account does not qualify you for a bonus.
A few things to gather...
We recommend gathering the items listed below before you start. If you plan to open a joint account, you’ll need all of the same information for the other person on the account.
Form of identification
Grab your driver’s license, passport, military ID, or state-issued ID.
Social Security number
Know your Social Security number or have your card handy.
Funding information
Know your funding source’s account number or login credentials.
*To qualify for the checking promotion, you cannot be a primary accountholder on an existing UBT personal checking account. Offer not valid if existing checking account closed in the last 120 days. Receive $500 when you open a Simply Free, Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage checking account and complete the following within 90 calendar days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $1,000 opening deposit required on Simply Free Plus checking accounts. Various Annual Percentage Yields (APY) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires $100 minimum daily balance to earn 0.14% APY as of 5/8/2025. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account per person and cannot be combined with other offers. Simply Free Platinum accounts designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. This offer is only available in Nebraska and Kansas. Available 5/01/2025 to 9/30/2025.
**You must open a Simply Free Plus checking account and meet activity requirements each statement cycle to earn the Qualifying APY of 3.45% on the portion of your balance that is $100,000 and under; balances over $100,000 earn 1.16%-3.45% APY, depending on the total balance of the account. Required activities per statement cycle include: at least 12 Visa debit card purchases posted (excludes ATM transactions), one direct deposit posted, receive paperless statements (requires enrollment via online or mobile banking and ongoing valid email address), and access online or mobile banking at least once. If the 4 activity requirements mentioned above are not met, you will earn the Non-qualifying APY of 0.05%. Simply Free Plus requires a $1,000 opening deposit. Annual Percentage Yield (APY) accurate as of 4/24/2025. Fees may reduce earnings; rates subject to change.