Choose your account:
$500* is as
easy as 1-2-3
Step 1: Open a new checking account online or by visiting your nearest branch.
Step 2: Meet some simple requirements:
- Have $2,500 in direct deposits posted to your account within 90 days
- Enroll in paperless statements within 90 days
Step 3: Wait for $500* to hit your account!
Plus, depending on which account you choose, you can enjoy some other great perks as well. For example, you could earn up to 3.45% APY** on balances $100,000 and under (1.16%–3.45% APY on balances over $100,000) when you choose a Simply Free Plus checking account and meet requirements.
Feel good banking at UBT
Getting $500* sure feels good, right? We agree — but don’t overlook how good it feels to bank with people who care about your financial success, make your transactions smooth and secure, and equip you with a 4.9-star rated mobile app for complete control over your finances. But don’t take our word for it — see what some of our customers have to say about banking with UBT:
“Love the attention and care that the employees show. Hometown feeling.”
“I have been with the bank for over 20 years and Union Bank is the best bank I’ve ever been involved with. Thank you so much for all your help.”
“The service you offer to the public is exceptional. . . I have the best bank in town!"
Message and data rates may apply.
*To qualify for the checking promotion, you cannot be a primary accountholder on an existing UBT personal checking account. Offer not valid if existing checking account closed in the last 120 days. Receive $500 when you open a Simply Free, Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage checking account and complete the following within 90 calendar days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $1,000 opening deposit required on Simply Free Plus checking accounts. Various Annual Percentage Yields (APY) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires $100 minimum daily balance to earn 0.14% APY as of 5/8/2025. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account per person and cannot be combined with other offers. Simply Free Platinum accounts designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. This offer is only available in Nebraska and Kansas. Available 5/01/2025 to 9/30/2025.
**You must open a Simply Free Plus checking account and meet activity requirements each statement cycle to earn the Qualifying APY of 3.45% on the portion of your balance that is $100,000 and under; balances over $100,000 earn 1.16%-3.45% APY, depending on the total balance of the account. Required activities per statement cycle include: at least 12 Visa debit card purchases posted (excludes ATM transactions), one direct deposit posted, receive paperless statements (requires enrollment via online or mobile banking and ongoing valid email address), and access online or mobile banking at least once. If the 4 activity requirements mentioned above are not met, you will earn the Non-qualifying APY of 0.05%. Simply Free Plus requires a $1,000 opening deposit. Annual Percentage Yield (APY) accurate as of 4/24/2025. Fees may reduce earnings; rates subject to change.