Let’s find the perfect account(s) for you
Just like a pair of shoes, when it comes to checking accounts, fit matters — and we want to make sure you end up with the right one. Simply answer a few questions to find your best fit (as well as which bonus you’re eligible for and how to earn it), then complete the application. The whole process takes about five minutes, so let’s get to it!
So many reasons for you to choose UBT
Chances are you already know some of the great reasons to bank with UBT — like each one of our friendly bankers, tellers, and loan officers, or our top-rated mobile app, or our community involvement efforts, or our full complement of financial services. The cash bonus is icing on the cake! Open your new account today and bring it all together with the bank that cares.
Message and data rates may apply.
*To qualify for the checking promotion, you cannot be a primary accountholder on an existing UBT personal checking account. Offer not valid if existing checking account closed within the last 120 days. Receive $100 when you open a Simply Free Checking account and complete the following within 90 calendar days of account opening: (1) have $500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and complete the following within 90 days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $1,000 opening deposit required on Simply Free Plus checking accounts. Various Annual Percentage Yields (APY) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires $100 minimum daily balance to earn 0.16% APY as of 11/19/2024. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking and one new savings account per person and cannot be combined with other offers. Simply Free Platinum accounts designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. Available 07/01/2024 to 11/22/2024. Member FDIC.
**You must open a Simply Free Plus checking account and meet activity requirements each statement cycle to earn the Qualifying APY of 3.65% on the portion of your balance that is $100,000 and under; balances over $100,000 earn 1.27%-3.65% APY, depending on the total balance of the account. Required activities per statement cycle include: at least 12 Visa debit card purchases posted (excludes ATM transactions), one direct deposit posted, receive paperless statements (requires enrollment via online or mobile banking and ongoing valid email address), and access online or mobile banking at least once. If the 4 activity requirements mentioned above are not met, you will earn the Non-qualifying APY of 0.05%. Simply Free Plus requires a $1,000 opening deposit. Annual Percentage Yield (APY) accurate as of 10/01/2024. Fees may reduce earnings; rates subject to change. Member FDIC.