Based on your answers, we recommend opening the following account(s):

Youth Account

If you’re between the ages of 14 and 17, we’ve got the perfect starter account for you. You’re only a couple minutes away from your new account(s)! On the next page, just click the red button to register as a new customer; if you’re already a customer, simply enter your login credentials to get started.


Cash bonuses for youth accounts

Bonuses work a little differently for youth accounts, depending on which one you choose. Be sure to review the account details as you’re filling out your application to learn how you can earn a cash bonus by meeting certain requirements.

Note: Bonuses are available for new checking and/or savings customers only. Opening an additional checking and/or savings account does not qualify you for a bonus.

A few things to gather...

We recommend gathering the items listed below before you start. If you plan to open a joint account, you’ll need all of the same information for the other person on the account.
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Form of identification

Grab your driver’s license, passport, military ID, or state-issued ID.

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Social Security number

Know your Social Security number or have your card handy.

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Funding information

Know your funding source’s account number or login credentials.

*Checking offer not valid for primary accountholder on existing UBT personal checking account(s). Savings offer not valid for primary accountholder on existing Simply Savings or Simply Savings Student account(s). Offer not valid if existing checking or savings accounts closed within the last 120 days. Receive $100 when you open a Simply Free checking account and complete the following within 90 calendar days of account opening: (1) have $500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and complete the following within 90 days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $100 when you open a Simply Savings account and complete the following within 90 days of account opening: (1) maintain a $2,500 balance; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $1,000 opening deposit required on Simply Free Plus checking accounts. Simply Savings requires a $2,500 opening deposit in new money. Various Annual Percentage Yields (APYs) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires a $100 minimum daily balance to earn .20% APY. Simply Savings earns .40% APY. APYs accurate as of 09/24/2024. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account and one new savings account per person and cannot be combined with other offers. Simply Free Platinum accounts are designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. Promotions available 07/1/2024 to 11/22/2024. Member FDIC.